Top Ten AI Search Engines for 2025 (Ranked By Popularity)
September 16, 2025
In the article “Top 10 AI Search Engines for 2025 (Ranked by Popularity)”, the author analyzes AI-powered search tools based on monthly site visits.

Think Twice Before You Click ‘Unsubscribe’
September 16, 2025
In a recent report from The Wall Street Journal, cybersecurity experts caution that clicking “unsubscribe” links embedded in unsolicited or spam emails can expose email users to unexpected risks.

Unhappy With Your Medicare Plan? Here's Some Good News
September 16, 2025
Healthcare is often one of the largest and least flexible expenses in retirement, and the Medicare plan you choose can make a big difference in both your costs and your access to care.

Three Retirement Account Takeaways from OBBBA
August 19, 2025
On July 4, 2025, the “One Big Beautiful Bill Act” (OBBBA) was signed into law, introducing wide-ranging tax and retirement account changes.

How Taxes Change for Social Security Retirees in 2025
August 19, 2025
The One Big Beautiful Bill Act, signed into law on July 4, 2025, delivers significant but temporary tax relief for retirees.

Amazon Doubles Down on Generic Drugs With New RxPass Subscription
August 19, 2025
Amazon has launched RxPass, a subscription-based generic drug service tailored for Prime members.

Smarter Conversations with AI: A Prompt Resource for Curious Minds
June 17, 2025
Interested in exploring how artificial intelligence can boost productivity, creativity—or even retirement planning conversations?

Should You Still Wait Until 70 to Claim Social Security?
June 17, 2025
A recent Kiplinger article explores the widely debated question of whether delaying Social Security until age 70 remains the best strategy—even in light of evolving policy and economic conditions.

How Pets Improve Well‑Being for Older Adults
June 17, 2025
The physical and mental health benefits of older adults having a pet.

Senior Discounts in 2025
May 20, 2025
Many businesses offer exclusive discounts to customers over a specific age.

How To Opt-Out of Pre-Screened Credit Card Offers
May 20, 2025
OptOutPrescreen.com is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Medigap Pros and Cons 2025
March 18, 2025
Medigap plans have some great perks—no networks, low deductibles, and the freedom to see any doctor who accepts Medicare.

Places That Will Give You Free Stuff on Your Birthday
March 18, 2025
Hooray! It’s your birthday!

Seven Rules for Using Credit Cards
March 18, 2025
Credit cards are a great way to build your credit history and improve your credit score, but they come with some pitfalls that you’ll want to avoid.

Is A Fully Paid-Off Home in Retirement Really Worth It?
February 18, 2025
Retirees have more mortgage debt than ever before.

The Crypto Investment Scam That’s All Over Social Media
February 18, 2025
A new scam powered by deepfakes is all over social media.

Ten Privacy-Friendly Big Tech Alternatives
February 18, 2025
When you use a service that appears to be free, the company providing it is making money by collecting your data and selling access to you as a customer to advertisers.

Who’s In Your Doc’s Pocket?
February 18, 2025
Are you worried your doctor might not be giving you impartial advice because they’re getting paid by Big Pharma?

New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63
December 17, 2024
The SECURE 2.0 Act, signed in late 2022, has significantly changed retirement savings rules in recent years.

Four Sources of Retirement Income Besides Social Security
December 17, 2024
Social Security checks are getting a boost next year, but if you're a retiree, you'll probably still need money from other sources to make ends meet.

What Happens to Medical Debt When You Die?
December 17, 2024
Your medical bills don't go away when you die, but that doesn't mean your survivors have to pay them.

What’s Really Going to Happen When Social Security Runs Out of Money
November 19, 2024
While both Presidential candidates maintained their distance from what was once known as the "third rail of politics," it might be time to take a reasoned look at what is happening to the ability of Social Security to meet its obligations in the future.

As 3G Rides Off into the Sunset, What Cars Are Affected?
November 19, 2024
For years, you've heard about 5G's potential for rapidly increased data speeds on our digital devices. Fantastic. But to get there, the cellular carriers and Federal Communications Commission claim they have to shut down older 3G networks.

The Psychology Behind Starting Social Security at 62
September 17, 2024
Social Security supplies a substantial share, and often the majority, of a retiree’s income.

Final IRS Regulations: Important News on RMDs and Beneficiaries
September 17, 2024
On July 18, 2024, the IRS released final regulations on required minimum distributions (RMDs) and beneficiary options.

How to Reach Financial Freedom: 12 Habits to Get You There
September 17, 2024
Financial freedom — having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family — is an important goal for many people.

2024 Medicare Open Enrollment Period Offers Chance To Stay Ahead Of Costly Part D Changes
August 20, 2024
Open Enrollment is one of the most important times for Medicare beneficiaries. However, just 3 in 10 beneficiaries review their coverage every year.

How Safe Is Venmo, and Is It Free?
August 20, 2024
Venmo is a free peer-to-peer (P2P) payment app available for iPhones and Android phones.

50 Best Summer Budgeting Tips for Families
June 18, 2024
Summer is expensive for families. With the kids home from school, your grocery bills will undoubtedly go up.

4 Common Airline Fees — And How to Avoid Them
June 18, 2024
When shopping for flights, the price in the online travel search engines may not be the total cost of the flight you can expect to pay.

Work From Home Jobs Are in Demand and Often Pay More
June 18, 2024
You want to work from home but make money like you've got an office job, right?

Do You Have Too Much Debt?
May 21, 2024
Wondering if you have too much debt? Looking into your debt-to-income ratio can help answer your question.

Your Property Tax Assessment: What Does It Mean?
May 21, 2024
Property taxes are a primary source of revenue for many local governments.

144 Million Medical Records Hacked
May 21, 2024
Over 144 million Americans' medical information was stolen or exposed last year.

Common Misconceptions About ETFs
March 19, 2024
For decades, mutual funds have offered professional portfolio management, diversification, and convenience to investors who lack the time or means to trade their portfolios profitably.

When Should You Adjust Your W-4 Withholdings?
March 19, 2024
In accordance with the U.S. tax system, most individuals take the pay-as-you-earn (PAYE) approach.

Are Online Banks Safe?
March 19, 2024
If they’re FDIC-insured, online banks are as safe as traditional brick-and-mortar banks in many ways.

A Five-Point Plan for Financial Success
February 20, 2024
Getting yourself on sound financial footing is a lot like building a successful business. It can be a decades-long enterprise requiring planning, skill, patience, and a little bit of luck.

How to Find an Old 401(k) Account
February 20, 2024
Workers change jobs every 4.2 years on average, according to the most recent Employee Tenure Summary from the U.S. Bureau of Labor Statistics.

Twelve Habits to Get You to Financial Freedom
February 20, 2024
Financial freedom — having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family — is an important goal for many people.

Financial New Year's Resolutions You Can Keep
December 19, 2023
The good news about New Year's resolutions is that you get a fresh crack at them each year.

Tax Prep Checklist: What to Gather Before Filing
December 19, 2023
There are five categories of tax information you must collect to successfully file your tax return.

How to Put Together Your Legacy Drawer
December 19, 2023
If your family loves you unconditionally now – and they probably do – there’s an easy way to keep that love alive after you’re gone.

Eight Tips To Help You Control Holiday Spending
November 21, 2023
It can be easy to go overboard on holiday shopping.

What Makes Harrisburg, PA, the Best Place to Retire
November 21, 2023
Harrisburg ranks as the No. 1 Best Place to Retire in the U.S. in 2024.

What Is Smishing?
November 21, 2023
The term “smishing” is a combination of “SMS” — or “short message service,” the technology behind text messages — and “phishing.”

How Cyberstalkers Could Access Your iPhone Using the Windows Phone Link App
September 19, 2023
Windows Phone Link is a free Microsoft app that lets people view and access phone calls, text messages, and notifications from their smartphones directly on their Windows 10 or 11 PC.

Get a Copy of Your or a Loved One’s Military Records
September 19, 2023
If you want to know more about the service of a loved one, an amazing site offers many resources about our country’s heroes.

See a Random Thumb Drive? Be Wary!
August 15, 2023
Slimy hackers are using a trick that always comes back because it works: scattering infected thumb drives in public spaces, like parking lots or offices, to carry out their malicious activities.

Should Children Inherit Equal Wealth?
August 15, 2023
Dividing up your estate among offspring can be a tricky business.

How Will Debt Settlement Affect My Credit Score?
August 15, 2023
Debt settlement typically has a negative impact on your credit score.

High Deductible Medicare Plan G
May 16, 2023
Did you know that there is a High Deductible Medicare Plan G? Some beneficiaries find this a surprise since most carriers do not advertise it.

Eleven Considerations for Seniors Before You Travel
May 16, 2023
Inflation has made everything more expensive.

Warning: Check Fraud Is Rising
May 16, 2023
If you use paper checks and send them through the mail, it may be time to stop.

Secure 2.0 Holds Lots of Benefits for Clients
March 21, 2023
The devil isn’t in the details of the SECURE 2.0 Act, but the details could bedevil savers who want to use the new advantages in their retirement strategies.

Guide to Payment Types, With Pros and Cons for Each
March 21, 2023
Payment is the transfer of money, goods, or services in exchange for goods and services in acceptable proportions that have been previously agreed upon by all parties involved.

Best Ways to Use Your 401(k) Without a Penalty
March 21, 2023
For those who invest in their 401(k) plan, the traditional thinking is to wait until retirement before taking distributions or withdrawals from the account.

Mobile Wallet: Definition, How It Works, Vs. Digital Wallets
February 21, 2023
A mobile wallet is a digital wallet that stores payment card information on a mobile device.

Ten Useful Siri Shortcuts for Business Professionals
February 21, 2023
Your iPhone and iPad offer a Shortcuts app, which lets you create your own shortcuts that you trigger by talking to Siri or by launching them from the app.

Electric Vehicle Tax Credits: What You Need to Know
December 13, 2022
One of the main talking points of the Inflation Reduction Act is its impact on incentivizing people to buy an electric vehicle (EV).

How to Calculate Early Withdrawal Penalties on a 401(k) Account
December 13, 2022
If you are thinking of withdrawing money from your 401(k) plan before age 59-1/2, be aware of the potential IRS penalties and taxes.

Unprecedented 401(k) Boost For 2023
November 15, 2022
On October 21. 2022 the IRS announced a record increase in contribution limits to 401(k) and other tax-deferred retirement plans for 2023.

What Makes Lancaster the Best Place to Retire?
November 15, 2022
Lancaster has a mix of small-town charm and amenities that appeal to many retirees.

Seven Ways to Recession-Proof Your Life
September 20, 2022
Do you worry about how a potential recession or economic slowdown might affect you and your finances?

How do you value your time?
September 20, 2022
In a new book, a hospice physician shares the lessons he's learned from the dying about values and purpose, and how we choose to spend our time on earth.

How Many Credit Cards Should You Have?
September 20, 2022
Should you have more than one credit card? If you’ve ever spent your way into a massive pile of credit card debt, you probably know the answer: No! However, there are reasons why the answer may be: Yes!

Nursing Homes Are Suing Friends and Family to Collect on Patients' Bills
August 16, 2022
The nursing home industry has quietly developed what consumer attorneys and patient advocates say is a pernicious strategy of pursuing family and friends of patients despite federal law that was enacted to protect them from debt collectors.

Affordable Care Act or Medicare?
August 16, 2022
If you’ve benefited from a health insurance subsidy under the Affordable Care Act (ACA), also known as Obamacare, you may feel hesitant about Medicare.

How to Scrub Yourself from the Internet
August 16, 2022
Unfortunately, you can’t fully scrub yourself from the internet. A bit of you will always linger, whether it’s in data-broker databases, on old social media you forgot about, or in the back of someone else’s vacation photos on Flickr.

Annuity Illustrations Are Coming Soon To Your 401(k) Statement
June 21, 2022
Those of you who participate in 401(k) plans or certain 403(b) plans should see something new on your next quarterly statement for the period ending June 30, 2022.

Ten Ways You’re Trying To Save Money Might Actually Be Costing You More
June 21, 2022
You might think, “There’s no bad way to save money.” In reality, there’s a lot you can do wrong — no matter how good your intentions are.

Retirement Costs You May Not Have Thought Of
May 17, 2022
Retirement planning involves identifying expenses, sources of income, and saving enough money to cover a certain percentage of your living expenses.

Now You Can Save More for Retirement: 2022 Contribution Limits
May 17, 2022
The Internal Revenue Service (IRS) evaluates and updates qualified retirement account contribution limits each year.

Seven Ways Tech Can Solve Life’s Little Annoyances
May 17, 2022
Minor tech annoyances can seem small at the moment. But in the grand scheme of things, they can cause a lot of stress and wasted time.

Overdraft Protection: Pros and Cons
March 15, 2022
Is this protection worth having?

Twelve Ways to Lower Your Homeowner's Insurance Costs
February 15, 2022
The price you pay for your homeowner's insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance.

The National Debt Explained
December 21, 2021
The national debt level of the United States is a measurement of how much the federal government owes its creditors.

How Inflation Affects Your Cost of Living
December 21, 2021
Up until very recently, inflation had not been talked about, and for good reason.

Are Your Retirement Accounts Protected From Creditors?
November 16, 2021
This becomes an issue if you are forced to declare bankruptcy or you owe money after a legal action is brought against you.

What to Know Before a Hospital Visit
November 16, 2021
Just as with financial planning, a hospital visit is easier to manage if you prepare in advance and understand the process.

Aggregating RMDS – What Is (And What Is Not) Allowed
September 21, 2021
Be careful with multiple RMDs! Know the basic aggregation rules below.

Lifelong Exercise Adds Up to Big Health Care Savings
September 21, 2021
Becoming more physically active today might help us avoid thousands of dollars in health care costs later, according to a new study of exercise and Medicare claims.

What Is the Cheapest Time to Book a Flight?
August 17, 2021
Want to get the cheapest flight possible? You're not alone.

Guide To Emergency-Proofing Your Finances
August 17, 2021
If you haven't done so already, now is a good time to emergency-proof your finances.

Why Medicare Part D Will Drive You Nuts
June 15, 2021
If you're new to Medicare, you will probably soon find out that Part D is no bed of roses, no matter which insurance company you buy your Part D plan from.

The Best States for Retirees
June 15, 2021
In addition to when to retire, a good question to ask is where.

Five Articles to Refresh Your Financial Literacy
June 15, 2021
Encompassing a broad range of money topics — from balancing a checkbook to developing a household budget and planning for retirement — financial literacy shapes the way we view and handle money.

Moving With Medicare
May 18, 2021
Many Medicare beneficiaries decide to move in retirement. Depending on the type of Medicare plan you have, you may need to change plans once you have a new address.

How to Plan Your Travel Rewards Card Strategy
May 18, 2021
There are many different types of credit card rewards. If you want to focus your efforts on earning travel rewards, you should create a credit card strategy to maximize the value you get for your spending patterns.

12 Top Sources of Nontaxable Income
May 18, 2021
Most of the income you earn through work or investments is subject to federal income tax and, in some cases, to state taxes, as well.

Are Medicare Advantage Plans Bad?
March 16, 2021
If you've been checking with your doctors about what plans they take, chances are that you may have come across a provider who tells you Medicare Advantage plans are bad.

The Push to Require Financial Literacy
March 16, 2021
Basic financial skills are generally not taught in a classroom in the United States. As a result, the lack of financial education has led to Americans having inadequate household and retirement savings and high levels of credit card and student loan debt.

Losing an Inheritance Is Easy, Because Saying No Is Hard
March 16, 2021
Many beneficiaries view their inheritances as free money, experts say and some run through their sudden wealth on cars, major house renovations, and large gifts to children.

The Dangers of Taking Out a Direct PLUS Loan
February 16, 2021
While these loans might seem like an easy way for parents to help their child with today's education costs, in far too many cases, they put the parent’s financial security and retirement at risk.

Some Things to Know Before Opening a Store Credit Card
January 19, 2021
We’ve all been there. You’ve got an armful of clothes and you’re watching the total inch up higher and higher. Then the store clerk says: “Would you like to open a credit card for an extra 15 percent off?”

Credit Card Limit Increase vs. Opening a New Account
January 19, 2021
If you’re looking to improve your credit history and boost your credit scores, you might be mulling over whether to seek a credit card limit increase or open a new line of credit. Both options would increase your total available credit and lower your utilization rate.

Retirement Uses For Your Health Savings Account (HSA)
December 15, 2020
Most everyone knows about the use of an IRA or 401(k) account for retirement, but I suspect few understand that a Health Savings Account can also be considered an important retirement account.

2021 Tax Brackets and Other Tax Changes
December 15, 2020
On October 26, 2020, the Internal Revenue Service published the 2021 tax rates, allowances, and thresholds applicable for the tax law provisions that are adjusted annually for inflation.

Drug Discount Programs vs. Medicare Part D
November 17, 2020
CAUTION! Drug discount programs ARE NOT a replacement for a Medicare Part D policy.

Reasons To Think Twice About A 72(t) Payment Plan
November 17, 2020
Don't be lured into withdrawing IRA funds before age 59-1/2 by an IRS rule that allows you to avoid the 10% penalty.

Retrieved 100 of 165 blog posts.